Rhys' Personal Blog

Regardless With the good spin offered by its proponent’s commercials, Proposition seventeen in numerous methods represents what’s wrong with the initiative procedure. It’s nothing a lot more than the wolf of greed masquerading within the sheep’s clothes of customer choice.

Backers of Prop. 17 argue that, below current law, drivers who have maintained auto insurance policy with the exact same insurance company are qualified to get a continuous protection low cost. Nevertheless, a flaw within the law prohibits motorists from taking this continuous protection low cost with them if they change insurers.

To right this problem, Prop. 17 in concept would allow drivers to keep their continuous protection low cost even if they change insurers. As result, there would be increased competitors, which would translate to lower prices for California consumers.

If this were all the info I had to go on, I along with countless other people would probably help Prop. seventeen about the June 8 ballot. But all legislation, whether passed through the Legislature or by the electorate by way of a ballot measure, arrives with unintended penalties.

This prompts the question: What would be the unintended penalties, if Prop. seventeen passes? I say unintended consequences from your perspective of the consumer and not the supporters of Prop. 17.

This initiative is portrayed like a easy change within the law that would permit insurers to offer a continuous protection low cost on policies to new clients who change insurance policy businesses. Consumers would be eligible for that savings if their coverage experienced not lapsed for more than 90 days previously five many years. If the lapse occurred due to military service abroad, the discount would nevertheless be available.

But insurers will be allowed to raise the cost of insurance policy to motorists who dropped their vehicle insurance policy for 91 times or more in the past half decade. Surcharges of several hundred dollars or even more would be permitted even for motorists with great driving records.

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